{"id":39228,"date":"2024-08-28T12:13:24","date_gmt":"2024-08-28T09:13:24","guid":{"rendered":"https:\/\/uptrendhomesgroup.com\/?p=39228"},"modified":"2025-09-01T12:16:55","modified_gmt":"2025-09-01T09:16:55","slug":"kak-kupit-aktiv-s-50-skidkoj-i-nachat-zarabatyvat-kreditovanie-inostranczev","status":"publish","type":"post","link":"https:\/\/uptrendhomesgroup.com\/tr\/kak-kupit-aktiv-s-50-skidkoj-i-nachat-zarabatyvat-kreditovanie-inostranczev\/","title":{"rendered":"50% indirimiyle bir varl\u0131k nas\u0131l sat\u0131n al\u0131n\u0131r ve kazanmaya nas\u0131l ba\u015flan\u0131r? Yabanc\u0131 krediler"},"content":{"rendered":"

T\u00fcrkiye emlak piyasas\u0131 \u015fu anda, bilgili yat\u0131r\u0131mc\u0131lar\u0131n maksimum fayda sa\u011flayabilece\u011fi bir d\u00f6ng\u00fc i\u00e7erisinde.<\/p>\n

Emlak fiyatlar\u0131 ge\u00e7en y\u0131la g\u00f6re 50% d\u00fc\u015ft\u00fc ve bu d\u00fc\u015f\u00fc\u015f, harekete ge\u00e7meye haz\u0131r olanlar i\u00e7in e\u015fsiz f\u0131rsatlar yaratt\u0131. T\u00fcrkiye'de 10 y\u0131l\u0131 a\u015fk\u0131n deneyime sahip bir emlak acentesinin sahibi olarak, g\u00fcvenle s\u00f6yleyebilirim ki: \u015fimdi sat\u0131n almak i\u00e7in m\u00fckemmel zaman.<\/p><\/blockquote>\n

\u015eimdi sat\u0131n alman\u0131n tam zaman\u0131 m\u0131?<\/h2>\n

Gayrimenkul, sermayeyi korumak ve art\u0131rmak i\u00e7in her zaman en g\u00fcvenilir ara\u00e7lardan biri olmu\u015ftur. Enflasyon ve d\u00f6viz kuru dalgalanmalar\u0131n\u0131n birikimlerinizi \u00f6ng\u00f6r\u00fclemeyen bir \u015fekilde etkileyebildi\u011fi ko\u015fullarda, T\u00fcrkiye'de gayrimenkul sat\u0131n almak en iyi \u00e7\u00f6z\u00fcm haline geliyor.<\/p>\n

Piyasadaki d\u00fc\u015f\u00fck fiyatlar, yaln\u0131zca k\u00e2rl\u0131 al\u0131mlar\u0131n kap\u0131s\u0131n\u0131 a\u00e7makla kalmaz, ayn\u0131 zamanda sat\u0131c\u0131lar\u0131n taviz vermeye istekli oldu\u011fu ko\u015fullar da yarat\u0131r. Mobilya veya ev aletleri gibi \u00fcr\u00fcnlerde indirim, taksit ve hatta ek bonuslar alabilirsiniz.<\/p>\n

Krediyle gayrimenkul sat\u0131n alman\u0131n avantajlar\u0131<\/h3>\n

T\u00fcrkiye'deki kredi ko\u015fullar\u0131 \u015fu anda \u00f6zellikle uygun. \u0130potek faizi ayl\u0131k sadece 1.15% ve pe\u015finat 45.000 Euro'dan ba\u015fl\u0131yor. Bu, kendi evinize veya yat\u0131r\u0131m ama\u00e7l\u0131 m\u00fclk\u00fcn\u00fcze yat\u0131r\u0131m yapmak i\u00e7in t\u00fcm tutar\u0131 tek seferde \u00f6demeniz gerekmedi\u011fi anlam\u0131na geliyor.<\/p>\n

M\u00fclk\u00fcn\u00fcz\u00fc kiraya vererek elde etti\u011finiz gelir, ayl\u0131k ipotek \u00f6demelerinizin bir k\u0131sm\u0131n\u0131 veya tamam\u0131n\u0131 kar\u015f\u0131layabilir. Bu, yaln\u0131zca bir varl\u0131k edinmenize de\u011fil, ayn\u0131 zamanda onu istikrarl\u0131 bir gelir kayna\u011f\u0131 olu\u015fturmak i\u00e7in kullanman\u0131za da olanak tan\u0131r.<\/p>\n

Beklenen pazar b\u00fcy\u00fcmesi<\/h3>\n

Fiyatlar\u0131n \u015fu anda minimum seviyede oldu\u011fu g\u00f6z \u00f6n\u00fcne al\u0131nd\u0131\u011f\u0131nda, \u00f6n\u00fcm\u00fczdeki y\u0131llarda b\u00fcy\u00fcmelerini g\u00fcvenle \u00f6ng\u00f6rebiliriz. Bug\u00fcn T\u00fcrkiye'de gayrimenkule yat\u0131r\u0131m yaparak, sadece paran\u0131z\u0131 korumakla kalm\u0131yor, ayn\u0131 zamanda gelecekte \u00f6nemli bir art\u0131\u015fa zemin haz\u0131rl\u0131yorsunuz.<\/p>\n

Piyasa istikrara kavu\u015ftuktan sonra, m\u00fclk\u00fcn\u00fcz\u00fc b\u00fcy\u00fck bir k\u00e2rla satabilir veya kiralamalardan pasif gelir elde etmeye devam edebilirsiniz.<\/p><\/blockquote>\n

Kredi almak i\u00e7in neye ihtiyac\u0131n\u0131z var?<\/h3>\n

T\u00fcrkiye'de gayrimenkul sat\u0131n almak i\u00e7in kredi alabilmeniz i\u00e7in a\u015fa\u011f\u0131daki belgelere ihtiyac\u0131n\u0131z olacak:<\/p>\n

    \n
  1. Uluslararas\u0131 pasaport<\/li>\n
  2. Noter onayl\u0131 ve T\u00fcrk\u00e7e terc\u00fcmesi yap\u0131lm\u0131\u015f gelir belgesi. \u0130kamet adresini teyit eden belge: faturalar (elektrik, su, do\u011falgaz, internet) veya kay\u0131tl\u0131 n\u00fcfus c\u00fczdan\u0131, adresi g\u00f6steren s\u00fcr\u00fcc\u00fc belgesi.<\/li>\n
  3. Noter onay\u0131 gerekmez, ancak T\u00fcrk\u00e7e terc\u00fcmesi gereklidir. T\u00fcrkiye'de \u00fccretsiz olarak al\u0131nabilen vergi numaras\u0131.<\/li>\n
  4. Tapu fotokopisi.<\/li>\n<\/ol>\n

    Evliyseniz ek belgelere ihtiya\u00e7 duyacaks\u0131n\u0131z:<\/p>\n

      \n
    1. E\u015fin pasaportu<\/li>\n
    2. Evlilik c\u00fczdan\u0131 T\u00fcrk\u00e7e terc\u00fcmesi ile birlikte.<\/li>\n
    3. Ailenin yap\u0131s\u0131n\u0131 (\u00e7ocuklar varsa dahil) g\u00f6steren belge, T\u00fcrk\u00e7e terc\u00fcmesi ile birlikte.<\/li>\n
    4. 18 ya\u015f alt\u0131 \u00e7ocuklar\u0131n pasaport fotokopileri.<\/li>\n
    5. E\u015fin kredi alabilmesi i\u00e7in banka \u00e7al\u0131\u015fan\u0131n\u0131n huzurunda \u015fahsen imzalanmas\u0131 gereken muvafakatname.<\/li>\n<\/ol>\n

      Hangi harcamalar dikkate al\u0131nmal\u0131?<\/h3>\n

      Gayrimenkul kredisi ba\u015fvurusunda bulunurken a\u015fa\u011f\u0131daki masraflara haz\u0131rl\u0131kl\u0131 olman\u0131z gerekiyor: Makalenin yay\u0131nland\u0131\u011f\u0131 tarih (28.08.2024) itibar\u0131yla 1 euro = 38 lira<\/p>\n

        \n
      1. Deprem sigortas\u0131 - Kredi vadesinin sonuna kadar y\u0131ll\u0131k yakla\u015f\u0131k 600-1000 TL.<\/li>\n
      2. Konut sigortas\u0131 - Y\u0131ll\u0131k yakla\u015f\u0131k 2.000-3.000 TL, her y\u0131l yenilenir.<\/li>\n
      3. Kaza sigortas\u0131 - Kredi vadesinin sonuna kadar y\u0131ll\u0131k yakla\u015f\u0131k 20.000 TL.<\/li>\n
      4. \u0130potek kurulum \u00fccreti yakla\u015f\u0131k 1500 TL olup, bir kere \u00f6denir.<\/li>\n
      5. Ba\u011f\u0131ms\u0131z gayrimenkul de\u011ferleme raporu - yakla\u015f\u0131k 10.000-15.000 TL, bankaya tek seferde \u00f6denir.<\/li>\n
      6. Kredi tahsis \u00fccreti, kredi tutar\u0131n\u0131n 0,5%'sidir (\u00f6rne\u011fin 40.000 Euro'luk bir kredi i\u00e7in 200 Euro'dur).<\/li>\n<\/ol>\n

        Kredi \u015fartlar\u0131<\/h3>\n
          \n
        1. Emlak en az 90%'ye tamamlanm\u0131\u015f olmal\u0131 ve ilk olarak sat\u0131\u015fa sunulmal\u0131d\u0131r.<\/li>\n
        2. \u0130kinci el (bitirilmi\u015f) gayrimenkuller i\u00e7in, banka temsilcisiyle ko\u015fullar\u0131 netle\u015ftirmek gerekmektedir. Kredi tutar\u0131, ba\u011f\u0131ms\u0131z gayrimenkul de\u011ferleme raporunda belirtilen de\u011ferin %'sine kadar olabilir.<\/li>\n<\/ol>\n

          Siz, e\u015finiz veya k\u00fc\u00e7\u00fck \u00e7ocuklar\u0131n\u0131z T\u00fcrkiye'de halihaz\u0131rda gayrimenkul sahibiyseniz, kredi tutar\u0131 bir banka temsilcisiyle g\u00f6r\u00fc\u015f\u00fclmelidir. Kredi, 120 aya kadar vadeyle kullan\u0131labilir. Ayl\u0131k kredi faiz oran\u0131 1.15%<\/p><\/blockquote>\n

          Ba\u015far\u0131 \u015fans\u0131n\u0131z<\/h3>\n

          T\u00fcrkiye'deki gayrimenkul piyasas\u0131 \u015fu anda k\u00e2rl\u0131 yat\u0131r\u0131mlar i\u00e7in m\u00fckemmel f\u0131rsatlar sunuyor. Krediyle gayrimenkul sat\u0131n alarak, ayl\u0131k kredi \u00f6demelerinizi tamamen veya k\u0131smen kar\u015f\u0131layacak istikrarl\u0131 bir kira geliri sa\u011flayabilecek bir varl\u0131\u011fa sahip olursunuz.<\/p>\n

          Gelecekte bu varl\u0131k ya pasif gelir kayna\u011f\u0131 haline gelecek ya da piyasa tekrar b\u00fcy\u00fcmeye ba\u015flad\u0131\u011f\u0131nda k\u00e2rla sat\u0131labilecek.<\/p>\n

          T\u00fcrkiye'de uygun \u015fartlarda gayrimenkul sat\u0131n alma f\u0131rsat\u0131n\u0131 ka\u00e7\u0131rmay\u0131n!<\/p>\n

          Ki\u015fisel m\u00fclk se\u00e7imi ve kredi alma konusunda tavsiyeler i\u00e7in benimle ileti\u015fime ge\u00e7in. Do\u011fru se\u00e7imi yapman\u0131za yard\u0131mc\u0131 olacak ve sat\u0131n alma s\u00fcrecinin her a\u015famas\u0131nda destek sa\u011flayaca\u011f\u0131m. Paran\u0131z\u0131 ak\u0131ll\u0131ca de\u011ferlendirin ve T\u00fcrkiye'deki gayrimenkullere g\u00fcvenilir yat\u0131r\u0131mlarla gelece\u011finizi g\u00fcvence alt\u0131na al\u0131n!<\/p><\/blockquote>","protected":false},"excerpt":{"rendered":"

          T\u00fcrkiye emlak piyasas\u0131, \u015fu anda deneyimli yat\u0131r\u0131mc\u0131lar\u0131n en b\u00fcy\u00fck getiriyi elde edebilece\u011fi bir d\u00f6ng\u00fcde. Emlak fiyatlar\u0131 ge\u00e7en y\u0131la g\u00f6re 50% d\u00fc\u015ft\u00fc ve bu d\u00fc\u015f\u00fc\u015f, harekete ge\u00e7meye haz\u0131r olanlar i\u00e7in e\u015fsiz f\u0131rsatlar yaratt\u0131. T\u00fcrkiye'de 10 y\u0131l\u0131 a\u015fk\u0131n deneyime sahip bir emlak acentesinin sahibi olarak, g\u00fcvenle s\u00f6yleyebilirim ki: \u015eimdi sat\u0131n almak i\u00e7in m\u00fckemmel zaman. Peki neden \u015fimdi sat\u0131n almak i\u00e7in tam zaman\u0131? \u2026<\/p>","protected":false},"author":13,"featured_media":39230,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[33],"tags":[],"class_list":["post-39228","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stati-i-zakony"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/uptrendhomesgroup.com\/tr\/wp-json\/wp\/v2\/posts\/39228","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uptrendhomesgroup.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/uptrendhomesgroup.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/uptrendhomesgroup.com\/tr\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/uptrendhomesgroup.com\/tr\/wp-json\/wp\/v2\/comments?post=39228"}],"version-history":[{"count":2,"href":"https:\/\/uptrendhomesgroup.com\/tr\/wp-json\/wp\/v2\/posts\/39228\/revisions"}],"predecessor-version":[{"id":39231,"href":"https:\/\/uptrendhomesgroup.com\/tr\/wp-json\/wp\/v2\/posts\/39228\/revisions\/39231"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/uptrendhomesgroup.com\/tr\/wp-json\/wp\/v2\/media\/39230"}],"wp:attachment":[{"href":"https:\/\/uptrendhomesgroup.com\/tr\/wp-json\/wp\/v2\/media?parent=39228"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/uptrendhomesgroup.com\/tr\/wp-json\/wp\/v2\/categories?post=39228"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/uptrendhomesgroup.com\/tr\/wp-json\/wp\/v2\/tags?post=39228"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}